 |
| delw7lob5tw |
 Wysłany: ¦ro 16:23, 13 Kwi 2011 Temat postu: jordan sneaker 10 Important Steps To Tak air jorda |
|
5. Estimate Costs to Buy a New Home
Unless theres a valid reason for it nike jordans shoes, dont ask your agent to be present for all showings, because that requirement can be the kiss of death f
Call your lender to check the payoff for your current home mortgage. Youll need the figure to complete Step 6.
2. Check Your Mortgage Payoff
* Deduct your costs to sell from the remainder to get an estimate of the proceeds you will be paid at closing.
Will your closing proceeds cover your costs to buy a new home If not, do you have cash or other funding to make up the difference
Start looking for two types of real estate: houses that seem to match the one youd like to buy and houses that are similar to your current home.
8. Get the House Ready to Show
* Real estate commission if you use an agency to sell.
Determine your homes fair market value. Real estate agents will usually help you determine value as a courtesy, but you might take it a step further and order an appraisal.
If youre listing with a real estate agent, shell ask you to leave when the house is shown. Why Because lurking sellers make buyers nervous--they dont feel comfortable inspecting the house when they feel they are intruding in your personal space.
* Excise tax for the sale.
/>
Essential Home Selling Preparations
1. Get Pre-Approved for a Home Loan
9. Get Psyched Up to Let People In
* Prorated costs for your share of annual expenses, such as property taxes jordan sneaker, home owner association fees, and fuel tank rentals.
* Deduct your mortgage payoff from your homes fair market value.
3. Determine How Much Your House Is Worth
4. Estimate Your Costs to Sell
6. Calculate Your Estimated Proceeds
Before you decide to sell the house, get pre-approved by a lender you trust and research the housing market in the area where you wish to live so that you have a good idea how much it will take to buy a replacement.
Ive known sellers who signed a contract to sell their house before they knew if they were qualified to buy another. Either their financial circumstances had changed since their last purchase, and they could no longer qualify for a loan, or they werent able to sell at a price that allowed them to buy the type of replacement house they wanted. They ended up renting or buying something that was far from ideal.
How do the two categories compare in price Can you handle the difference if youre planning a step up
* Advertising costs, signs, other fees if you plan to sell by owner.
Make all needed repairs unless you want the house to be regarded as a fixer-upper. Im not referring to cosmetic updates--just items in need of repair. Anything thats obviously broken gives potential buyers a reason to offer you a lower price, especially if its one of several repair hot spots that worry buyers the most.
Calculate moving expenses air jordans, loan costs, downpayment, home inspections, title work and title policy, paying for a new hazard insurance policy--all expenses related to buying a home. Your lender should give you a disclosure of estimated costs when you apply for loan pre-approval.
* Attorney, closing agent and other professional fees.
* Any other fees typically paid by the seller in your area (surveys, inspections, etc.).
Real estate agents deal with transactions every day and can give you a very close estimate of seller closing costs.
7. Make Necessary Repairs
Most houses need at least a little spiffing up before they are shown to potential buyers. Great curb appeal, fresh paint indoors (and sometimes out), organized closets and cabinets, sparkling clean windows and appliances and a clutter-free look are essential if you want the house to appeal to buyers. Be sure to avoid the things buyers hate most about houses. |
|
|
|
|
|