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 Wysłany: Nie 13:41, 03 Kwi 2011 Temat postu: Reflections on medical liability insurance _910 |
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Reflections on medical liability insurance
, States: Medical Association organized randomly selected from a pool of experts. Set both the experts group members challenge system, the parties dispute that medical malpractice or their close relatives, with an interest in medical disputes, the parties have other relationships with the medical people, may affect the impartiality of identification should be avoided, the maximum identification of the work to ensure objectivity. 5. Medical malpractice compensation items, amount of increase due to the old New Project costs include compensation for damage to soothe. Standard of compensation to consider three factors: medical grade, level of responsibility of medical personnel, patients with primary disease and the relationship between physical damage. Generally speaking, medical malpractice compensation levels has been greatly improved, but also in line with our current economic reality in the region. Third, China's medical liability insurance on the Future Development of 121. Provisions of the medical liability insurance compulsory insurance in Western countries, medical liability insurance is essential medical staff medical activities as a prerequisite. The reason is to protect and maintain professional standards of medical personnel, and strengthen their sense of responsibility for the client service, once the parties to provide health care for the professional services of misconduct, the parties have caused damage compensation by the insurer to reduce medical personnel service liability risk, and effectively protect the interests of accident victims of compensation. In China, the absolute number of medical staff are great, but including some level of technology, poor sense of service personnel, the implementation of mandatory medical liability insurance helps to maximize the protection of interests of the victims. On the other hand, due to insurance coverage of the small number of units, making the insurance company can not really predict risk under the law of large numbers, accurate determination of premium rates, which is one reason for high insurance premiums. Therefore, a compulsory medical liability insurance is imperative. 2. In the original basis of medical liability insurance indemnity limit increase, so that the insured is fully protected. Benchmark compensation amount determined in accordance with new regulations, in order to meet the needs of the insured, the insured may be required, under the premise of the pay raise insurance premiums paid. 3. To the determination of premiums reasonable. According to the insured before the occurrence of the accident determined insurance premium. In determining the premium should be taken into account by the health department visits and surgery times, based on past experience of operating the insurance data to determine the correct time for each medical and surgical departments, the loss rate, the total net premium income and total expenditure of the basic claims flat, reducing the excessively high rates. Attract customers. 4. Give the victim directly to the insurer's medical liability insurance claims as a third insurance, with the ultimate aim is to protect the interests of third parties, so the insurance legislation in many countries: the right to direct victims to a third party liability insurance for claims for compensation . Such as the Wisconsin Insurance Law states: the liability of the insured person is determined in accordance with the final ruling. Therefore, in the 5. Strengthen the statistical risk of medical liability and control the current medical liability insurance premium is based on the previously identified medical risk status,[link widoczny dla zalogowanych], as the old The actual number of medical malpractice are artificially covered, coupled with strong awareness of the victim's claims and other factors, so that the standard of medical liability insurance premiums and can not adapt to the new cooperation, re-medical risks for statistics, forecasts and analysis, is urgently needed to be done. In summary, the insurance company should be in a favorable environment, the development of market demand for insurance, various insurance companies use the current medical liability insurance policy are based on the 1987 New Port Editor: Hao Jing Gui Ji 200 worship in December
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