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 Wysłany: Pon 8:11, 04 Kwi 2011 Temat postu: International commercial banks and commercial bank |
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International commercial banks and commercial banks in China Comparison of Core Competitiveness
Figure 4 Commercial Bank International Commercial Bank of nuclear competitiveness of the longitudinal center Expand Expand schematic diagram of core competencies (1) by comparison is not difficult to find, as I am the core competitiveness of commercial banks is based on the local advantage is built, with strong geographical color, which limits the role of core competencies range of applications - the territory is a is built, is a for international operations and the ability to lay the basis for virtual operation; (2) of the core competitiveness of commercial banks is basically closed, the emphasis on conservative and defense, specializing in local operations. The international competitiveness of commercial banks is basically the core of the open, the emphasis on penetration and competition for transnational business; (3) of the core competitiveness of commercial banks is still at a low level, the core competitiveness of North Korea to be the intermediate stage of a advanced stage of integration and creating a surplus capacity of a direction. Transnational commercial banks in the intermediate stage of core competence, to create surplus capacity to improve its core competitiveness in the future the importance of culture to the direction; (4) the difference between the two core competencies, resulting in competitive strategies of both competition and cooperation should be selected 2. Core competencies according to the qualitative and quantitative comparison of the core competitiveness of commercial banks to judge the qualitative and quantitative indicators for comparative analysis, you can see clearer and more comprehensive compete with both advantages and disadvantages. 54 Table 1, the core competitiveness of Chinese and foreign commercial banks, the qualitative comparison ~ - commercial banks national commercial banks, foreign commercial banks qualitative indicators -,, the core competitiveness of the core competitiveness of market share leader ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆ leading quality ☆ ☆ ☆ ☆ leading service ☆ ☆ ☆ ☆ ☆ ☆ leading technology ☆ ☆ ☆ ☆ ☆ innovation leader ☆ ☆ ☆ ☆ ☆ ☆ flexibility leading ☆ ☆ ☆ ☆ ☆ ☆ customer relationships leading ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆ ☆ leading reputation ☆ ☆ ☆ ☆ ☆ ☆ ☆ knowledge leading ☆ ☆ ☆ ☆ ☆ price leader ☆ ☆ ☆ ☆ ☆ ☆ value of the leading ☆ ☆ ☆ ☆ ☆ ☆ Note: 5 ☆ expressed strong core competitiveness, 4 ☆ Strong, 3 ☆ strong , 2 ☆ general, 1 ☆ weak Table 2 the core competitiveness of Chinese and foreign commercial banks and quantitative comparison of Commercial Bank International Commercial Bank of principal component factor score weights weighted score weighted scores of the market share 0.1540.621.2 rate margin 0 .210.230.6 O. capital adequacy ratio 151O. 1540.6 asset-liability ratio 0.1520.330.45 service quality 0.220.431.2 1.002.104.95 Total customer loyalty 0.1530.4520.9 Note: score meaning: 1 = weak, 2 : times weak, 3 = times stronger,[link widoczny dla zalogowanych], 4 = strong, cross-comparison shows that the weighted value of the core competence of commercial banks is better than my country. 3. Therefore, the core competitiveness compared to the cost can not compare their situation. Clearly, our core competence of commercial banks is based on level of resource capacity building, and international commercial banks is based on the level of integration built, according to principal component analysis, comparing only the core competitiveness of China's commercial banks to rely on resource costs and foreign commercial banks can rely on integration costs. Over the years, has extensive commercial bank branches is more prominent in China's core strengths, but it is also difficult to reduce the cost of commercial banks in the commonly used high-efficiency, low-cost distribution network of banks and payment systems, but will increasingly fall into China's commercial banks Therefore, the comparison is easy to see after the commercial banks in China are
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