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Dołączył: 29 Paź 2010
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 Wysłany: Nie 18:23, 16 Sty 2011 Temat postu: GHD glätteisen günstig Strong growth in sa |
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Strong growth in savings deposits of the causes, effects and countermeasures
The proceeds are deposited in a bank for nine housing, marriage, committed to improving the level of consumption of short-term investment behavior of soil to make the additional investment should translate into savings deposits. serious public funds for personal storage. For some enterprises have been when the cash}, set up illegal accounts to cash in interest, to avoid paying sales taxes, and so the purpose of cash by check or direct deposit public funds to banks in l990 in a net increase of savings deposits element in the amount of 1887tL have 40otL yuan for public funds for personal survival. With this strong growth in savings is also an important factor can not be ignored Also, I fine tradition of national thrift. The delayed impact of previous years, effects of panic buying, as well as savings banks active in the business, and so the combined effect of factors that make rapid growth in recent years the amount of savings deposits. =, Savings banks and the sharp increase of the economic life of the first. Extraordinary growth in the face of saving the situation. Some think that the more profit the less savings, worried about the growth of savings deposits will affect the bank's own operational efficiency this fear is completely unnecessary barrier, Industrial and Commercial Bank of China to the side, 19g0 composite interest rate is 8.54 in savings, loans, the comprehensive interest rate is 8,985, spread to 0.445 ‰, Industrial and Commercial Bank of the year was 13.25 billion yuan in profits, offset by savings and loan interest payment after the bank profitable. Shows an increase in savings and benefits will not cause banks lower. Why, then, banks will cost at this stage it? The reason is mainly due to the current base lending loop obstruction caused by the country's overdue, doubtful loans to nearly l0oo billion, accounting for 10% of total bank assets of about Moreover, the business enterprise benefit the poor, to pay loan interest disaster had dragged on, affect the bank's normal operations and revenue, Ⅱ 『see 12 lines of silver out of the main reasons Kennedy loss factor, the growth of savings deposits is not caused by the growth of savings deposits and the links between banks operating efficiency, should be a clear business approach, H can be effectively used to absorb the deposits. ☆ conducive to business efficiency is improved. So not only can not eliminate shake Xi Chu, on the contrary, should be actively working to increase the sources of bank funds in Cambodia, to expand the amount of capital town to support the country's production and construction,[link widoczny dla zalogowanych], leisure services economy. Secondly, there is a tiger \In this regard,[link widoczny dla zalogowanych], some comrades that, while savings deposits in recent years _ is growing, but long-term savings deposits to 89, more stable, Moreover, the savings bank is a collection of thousands of depositors formed funds, there are ten characteristics of the total amount of more than one , can withstand a certain amount of extraction, a total amount greater than the single features, this does not appear Gang \This view is too optimistic, with a one-sided. Because we are talking about \economic order and chaos are inevitable temporary factors, in particular, is more sensitive to price reform, unstable state of affairs once the horizon, is bound to weaken the bank's credit, reduce the proportion of new reserves and long-term deposits, even if the total amount of bank deposits in go all the characteristics of a single volume, it is difficult to stop people all the psychological (runs on the herd instinct), so the expected negative effects for the savings, we should have enough foresight, to ease and prevent wells, the most adequate to minimize \Tiger came out, \problems, the negative impact of this potential can not be ignored,[link widoczny dla zalogowanych], therefore, to further improve the management of savings deposits,[link widoczny dla zalogowanych], savings deposits reservoir project I coordinated and healthy direction towards the continuous development needs strong measures to ensure. (A) improve the securities market. Expand the use of income side, the formation of Taiwan reasonable expenditure structure we are developing securities business, insurance business to certain conditions and must be based on the premise of the scale, or move out deposits, pumping a bank funds, the total funds will be affected volume balance, and even lead to a recurrence of inflation, so the various forms of financing must be arranged by the state. f =) on social welfare. Reform the social security system in Taiwan, Hu is not the whole price system, such as rent, medical expenses, car tickets, cotton. Oil prices, the gradual rationalization of consumption expenditure structure. Improve the social security system, in strict accordance with the \The employees of bankrupt enterprises shall truthfully declare to the unemployed,[link widoczny dla zalogowanych], so that residents have a risk of psychological sense of the real national income, geographical distribution platform, to promote the conduct of insurance business. · L3 ·
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