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Dołączył: 13 Gru 2010
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Wysłany: Czw 11:56, 14 Kwi 2011 Temat postu: Disclaimer unspecified insurance company Shuguan S |
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Disclaimer unspecified insurance company Shuguan Si
Disclaimer unspecified insurance company Shuguan Si
WASHINGTON insurance rules, less than one year driving experience driving on the highway the driver, accident insurance companies out of the exclusions. However,[link widoczny dla zalogowanych], because of an insurance company failed to inform the insured in advance of the exemption clause, which is full compensation Baixia District Court judge.
July 7 last year, Nanjing Auto, a freight company in Wenzhou highway accident occurred. Determined by the traffic police, the driver of the company's overall responsibility for loss of 34,500 yuan. Shipping companies have long since an insurance company in Nanjing for all vehicles insured motor vehicle insurance, so after the shipping company for compensation for an application to the insurance company claims. But the insurance companies after an investigation that the company driver training in the time of the incident or the driver, are exempt under the terms of insurance contracts, insurance companies decided to make exclusions, freight companies to sue the insurance company to Baixia court.
The insurance company received a court summons when it comes to confidence in black and white terms of the provisions of the insurance, the loss of training pilots have not paid the insurance company; Moreover, traffic laws are clear that the driver not less than one year driving experience driving at high speed. However, the court party shipping company, said they do not know the insurance contract, so a disclaimer that when they buy insurance only when contacted with the insurance salesman that he paid a premium, the salesman filled out a motor vehicle insurance policy, with a formal insurance contracts themselves and it has not been received.
The focus of this controversy is that both the insurance company to the customer account of the exemption clause, the insurance company said they had an insurance policy, insurance policy, in particular the exclusions and the insured, the insured part of the obligation. But the shipping company's insurance policy issued by the original, not with the insurance provisions, and no traces of paste material after the tear. Single copies of the insurance companies do not cover freight company seal and signature, which means that there is no evidence that the insurance company has insurance terms to the customer. Under the Accordingly the court, the insurance company must fully compensate the shipping company for any loss due to accidents.
The judge said, there are many insurance companies pulled out to send the insurance salesman, not only focusing on performance training focusing on sales. Disclaimer salesman Some simply do not make it clear with the client, which caused a lot of litigation. Many customers due to insufficient evidence, eating Yaba Kui, but like the case so extreme, even the insurance contract was not rare to clients, insurance companies should strengthen internal management, and live up to their obligation to inform.
Gang Yang Yangtze Evening News Muzi
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