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Dołączył: 10 Sty 2011
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Wysłany: Pią 8:14, 14 Sty 2011 Temat postu: cheap supras HOMEOWNERS INSURAN Supra Vulk Low Sho |
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v class="googleright">? Approximately $3 billion in mold claims were paid out to homeowners in 2002 (Insurance Information Institute)
? There are over 100,000 types of mold and they can cause or worsen cases of asthma and upper respiratory ailments (Centers for Disease Control)
? Home electrical problems account for about 55,000 fires a year (Electrical Safety Foundation International)
? A foreclosed Florida home was vandalized by teenagers who spray-painted the walls [link widoczny dla zalogowanych], kicked massive holes in them and smashed chairs and furniture, among other things (Palm Beach Post)
? About one-third of abandoned or foreclosed homes across the U.S. have been vandalized (Campbell Communications, a national research firm)
The statistics are there. How do you know the home you're looking to buy isn't one of them?
Property Fax () knows.
Requesting a Property Fax claims history report will give you a five-year history of any claims against the home you're looking at. Be it fire, flood, mold issues, electrical or HVAC problems [link widoczny dla zalogowanych], Property Fax has all the details. Especially in this market, you need to be armed with all the information that could negatively affect the purchase of your home―as well as future claims you might be making yourself.
A report from Property Fax can be very helpful in determining your homeowner's insurance levels. Unfortunately, faced with mounting losses, insurance companies are doing all they can NOT to insure you.
When Jeff and Cindy Murchison decided to look at foreclosed homes in Port St. Lucie, Florida, they knew they had to be careful. But they weren't sure exactly what the next step should be. The couple, who were considering a move to take advantage of the nearby Scripps biotech industry, knew that the surrounding area―Martin County―was experiencing a spike in foreclosures. That news actually put Jeff off.
"I wanted a good deal, but I was also thinking down the road, when the market starts to pick up again," he says. "Port St. Lucie was seeing a leveling-off of foreclosures, so we decided to concentrate there."
Jeff and Cindy knew from constant news reports about the joys and pitfalls of buying foreclosed properties. But they did not know how to go about really researching a home's history. After doing a keyword search online for "home claim reports," Cindy saw Property Fax pop up [link widoczny dla zalogowanych], and immediately went to the Web site.
Just $39.95 later―they opted to purchase not only the Property Fax Report, but the Neighborhood Comps and Property Details―the couple discovered that the 4-bedroom, 3-bath home contained a dirty little secret.
"Apparently, the seller had filed a claim to replace the roof after Hurricane Wilma supposedly damaged it back in 2005," says Cindy. "However, the report showed the roof wasn't replaced. We figured the seller decided to do a patch job and pocket the rest of the money."
Jeff and Cindy alerted their insurance company, who was willing to insure them, despite the fraudulent claim. They bought the house. Property Fax saved them possibly thousands of dollars and the need to insurance-shop.
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